Monika Stefańczyk, Head Pharmaceutical Analyst, PMR
The first and primary reason is the price of such policies and the fact that the market for medical subscriptions and voluntary health insurance remains at an early stage of development compared to Western countries.
Another barrier is a legal framework that keeps private insurers out of the mandatory health insurance space, in which the NFZ has a monopoly. It need not be that way – there are plenty of countries where private insurance companies offer policies in the mandatory system.
Lack of a developed hospital base is also a factor. Private hospitals in Poland tend to be small, single-specialty…
PMR Insight: Why is there no well-developed market for hospital insurance policies in Poland?
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